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Terms & Conditions

Last Updated: January 1, 2024  |  Effective Date: January 1, 2024

Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Sky Advance Inc ("Sky Advance," "Company," "we," "our," or "us") governing your use of our website at skyadvanceinc.com and our business funding services.

By accessing or using our website, submitting an application, or engaging with our services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

Description of Services

Sky Advance Inc is a direct business lender providing flexible funding solutions to qualifying businesses. Our services include, but are not limited to:

  • Working capital loans and business financing
  • Revenue-based financing solutions
  • Equipment and asset financing
  • Business term loans
  • Business lines of credit
  • Invoice financing

All funding decisions are subject to underwriting review and approval at Sky Advance Inc's sole discretion. Submission of an inquiry or application does not guarantee approval or any specific funding terms.

Eligibility

To be eligible to apply for or receive funding through Sky Advance Inc, you must:

  • Be at least 18 years of age
  • Be a legal business entity or sole proprietor operating in the United States
  • Provide accurate, complete, and truthful information in your application
  • Have the authority to enter into binding financial agreements on behalf of your business
  • Comply with all applicable laws and regulations

SMS / Text Message Terms

SMS Messaging Terms

By opting in to receive SMS/MMS messages from Sky Advance Inc, you expressly consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message frequency varies; you may receive up to 4 messages per month.

Message and data rates may apply. Standard messaging and data rates from your mobile carrier may apply to messages you receive from us. Sky Advance Inc is not responsible for any charges from your mobile carrier.

To opt out at any time: Reply STOP to any SMS message from us. After opting out, you will receive a final one-time confirmation message, and no further messages will be sent to your number.

For help or support: Reply HELP to any SMS message, or contact us at joey@skyadvanceinc.com.

Consent is NOT a condition of purchase. You are not required to provide consent to receive SMS messages as a condition of obtaining any product or service from Sky Advance Inc.

Mobile opt-in information and consent data will not be shared with third parties for marketing or promotional purposes.

Accuracy of Information

You agree to provide accurate, current, and complete information when submitting applications or inquiries through our website. Providing false, misleading, or incomplete information in connection with a funding application may result in immediate disqualification and may expose you to legal liability.

Sky Advance Inc reserves the right to verify any information you provide and to decline any application based on inaccurate or incomplete information.

Website Use and Intellectual Property

The content on our website, including text, graphics, logos, images, and software, is the exclusive property of Sky Advance Inc and is protected by applicable intellectual property laws. You may access and use our website for personal, non-commercial informational purposes only.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from our website without our prior written consent.

Disclaimer of Warranties

Our website and information provided therein are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. Sky Advance Inc disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Sky Advance Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of profits, data, business opportunities, or goodwill, even if advised of the possibility of such damages.

Our total liability for any claim arising from your use of our services shall not exceed the total fees paid by you to Sky Advance Inc in the three months preceding the claim.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and applicable state law, without regard to conflict of law principles.

Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction where appropriate to protect intellectual property or confidential information.

Privacy

Your use of our website and submission of personal information is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Modifications to Terms

Sky Advance Inc reserves the right to modify these Terms at any time. Changes will become effective upon posting to our website. Your continued use of our website or services following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

Contact Information

For questions about these Terms and Conditions, please contact us:

Sky Advance Inc
Email: joey@skyadvanceinc.com
Website: skyadvanceinc.com

© 2024 Sky Advance Inc. All rights reserved.

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